T
TCS Financial Services, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$80,946,247
Clients
26
62% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
26
TypicalAverage account size
$3,113,317
About
The firm provides investment advisory and comprehensive financial planning services to individuals, families, trusts, estates, charitable organizations and certain corporations across the United States. Its client base includes executives, physicians, attorneys, independent business owners, professional women and retirees, and the firm manages roughly $81 million across about two dozen client relationships.
Portfolios are managed on a discretionary basis when authorized and follow a core–satellite approach that blends low‑cost index/ETF core holdings with select active satellite positions, with periodic rebalancing and ongoing monitoring; advisory relationships are billed as a percentage of assets and the firm uses major custodial platforms and an account aggregation/planning tool for reporting. The firm also offers hourly and negotiated comprehensive financial planning engagements and integrates planning into portfolio implementation and review processes.
Notably, the principal is a licensed insurance agent who offers life, health, long‑term care and disability insurance through a separate business entity and may receive commission compensation for those insurance sales, a relationship the firm discloses and presents as optional for clients. The brochure also discloses participation in institutional programs at major custodians that provide research and operational benefits, as well as referral and employer‑paid arrangements that can affect how clients are introduced to the firm.
Client services
Financial planning
Portfolio management
Expertise
Wealth management
Active portfolio management
Passive / index investing
Occupation focus
Executive
Doctor or Medical Professional
Attorney
Founder/Business Owner
Demographic focus
Retired
Fee options
Comprehensive financial planning fees negotiated, ranging from $450 to $15,000
$0 - $100,000: Class 5: 1.50%, Class 4: 1.20%, Class 3: 1.00%, Class 2: 0.80%, Class 1: 0.60% $100,000.01 - $500,000: Class 5: 1.20%, Class 4: 1.00%, Class 3: 0.80%, Class 2: 0.60%, Class 1: 0.40% $500,000.01 - $1,000,000: Class 5: 1.00%, Class 4: 0.80%, Class 3: 0.60%, Class 2: 0.40%, Class 1: 0.30% $1,000,000.01 - $2,500,000: Class 5: 0.80%, Class 4: 0.60%, Class 3: 0.40%, Class 2: 0.30%, Class 1: 0.25% $2,500,000.01 - $10,000,000: Class 5: 0.60%, Class 4: 0.40%, Class 3: 0.30%, Class 2: 0.25%, Class 1: 0.20% $10,000,000.01+: TBD
$180 per hour with 2.5 hour minimum for financial planning consultations; negotiable
Account minimum: $100,000 Minimum fee: $250 quarterly minimum fee for account maintenance, may be waived at discretion Fee-only: Hourly financial planning consultation at $180/hour with 2.5 hour minimum; fixed fees for comprehensive financial plans ranging from $450 to $15,000 depending on complexity
Main office location
TCS Financial Services, Inc.
Kernersville NC, United States
Number of offices
1
Most active in
TCS Financial Services, Inc. has reported serving >5 clients in these states in the last 12 months.
Florida · New York · North Carolina · Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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