The L. Warner Companies, Inc

Michael Anderson is an advisor at The L. Warner Companies, Inc. with 28 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Four Points Capital Partners LLC and Raymond James Financial Services Advisors, Inc. Outside of his advisory role, Anderson serves on the board of the Exceptional Children's Foundation and is involved with the Small Business Council of America. The L. Warner Companies serves high-net-worth individuals, trusts, estates, and retirement plans, providing financial planning, investment management, and consulting services to corporations, non-profits, and business entities. The firm manages diversified portfolios with a multi-year horizon and utilizes fundamental research, third-party manager programs, and option strategies to address client needs.

Edward Dixon is a financial advisor at The L. Warner Companies, Inc with eight years of industry experience. He holds a Series 65 designation and has been associated with Dixon & Associates since 2003. In addition to his advisory role, Dixon is involved in insurance sales, dedicating approximately ten hours per week to this activity. The L. Warner Companies serves high-net-worth individuals, trusts, estates, retirement plans, corporations, non-profits, and other business entities by offering financial planning, investment management, and consulting services. The firm manages diversified portfolios with a multi-year investment horizon and employs an internal research team to support its investment decisions.

Richard Spivey is a ChFC® with 43 years of industry experience and serves as President and Chief Marketing Officer at The L. Warner Companies, Inc. He has worked at M Holdings Securities, Inc., United Bank, and United Brokerage Services, Inc. Spivey also serves on the Finance Committee of Timonium Methodist Church. The L. Warner Companies serves high-net-worth individuals, trusts, estates, retirement plans, corporations, non-profits, and other business entities, managing approximately $744.6 million in discretionary assets. The firm’s investment process involves fundamental research and diversified portfolio construction, typically managed for multi-year horizons and includes the use of options and third-party manager programs.

Edwin Killinger is a CFP®, CFA®, and holds a Series 66 license with over 31 years of industry experience. He has been with The L. Warner Companies, Inc. since 1994 and also has a longstanding affiliation with M Holdings Securities, Inc. since 2006. Outside of his advisory role, he serves as chairman of the investment committee for the Barnett-Searing National Cancer Foundation and is a member of the boards for Trinity School and the Carson Scholar's Fund, where he helps develop investment policies for charitable endowments. The L. Warner Companies serves high-net-worth individuals, trusts, estates, retirement plans, corporations, non-profits, and other business entities. The firm manages diversified portfolios with a focus on fundamental research and typically employs multi-year investment horizons, incorporating a range of asset classes and hedging strategies.

Raymond Penzi is a financial advisor with The L. Warner Companies, Inc., holding CFP®, ChFC®, and Series 63 credentials and 13 years of industry experience. He has worked at Heritage Strategies, LLC, M HOLDINGS SECURITIES, Inc., and has been with The L. Warner Companies since 2018. The L. Warner Companies serves high-net-worth individuals, trusts, estates, retirement plans, corporations, non-profits, and other business entities, offering financial planning, investment management, and consulting services. The firm manages diversified portfolios using fundamental research and a variety of investment vehicles, typically with multi-year investment horizons.

Thomas Gramigna is a financial advisor with The L. Warner Companies, Inc., holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with The L. Warner Companies since 1996. The firm serves high-net-worth individuals, trusts, estates, retirement plans, corporations, non-profits, and other business entities, offering financial planning, investment management, and consulting services. Its investment approach includes fundamental research and diversified portfolios managed over multi-year horizons, often incorporating options strategies and third-party manager programs.

Derek Elphick is a CFA® charterholder with nine years of industry experience. He is currently with The L. Warner Companies, Inc and previously worked at Castfirm Advisors LLC, United Brokerage Services, Inc., and United Bank. The L. Warner Companies serves high-net-worth individuals, trusts, estates, retirement plans, corporations, non-profits, and other business entities, offering financial planning, investment management, consulting, and administration services. The firm manages diversified portfolios using fundamental research and a variety of investment vehicles, typically with multi-year horizons and limited turnover.

Timothy Truss is a financial advisor with The L. Warner Companies, Inc. in Timonium, MD, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with The L. Warner Companies and M Holdings Securities since 2009. Outside of his advisory role, he is the owner of Skipekey LLC, an entity used for estate planning purposes. The L. Warner Companies serves high-net-worth individuals, trusts, estates, retirement plans, corporations, non-profits, and other business entities by providing financial planning, investment management, and consulting services. The firm manages diversified portfolios with a fundamental research approach and offers fiduciary plan services, leveraging both internal resources and third-party manager programs.

Ilene Salcman is a financial advisor at The L. Warner Companies, Inc. with 26 years of industry experience. She holds a Series 66 designation and has been associated with The L. Warner Companies since 1998 and M Holdings Securities, Inc. since 2006. The L. Warner Companies serves high-net-worth individuals, trusts, estates, retirement plans, corporations, non-profits, and other business entities by providing financial planning, investment management, and consulting services. The firm manages diversified portfolios through a research-driven process and offers fiduciary plan services alongside third-party manager programs.

Ala Smochinsky is a financial advisor with The L. Warner Companies, Inc., holding a Series 66 designation and eight years of industry experience. Prior to joining The L. Warner Companies in 2021, he worked at Four Points Capital Partners LLC and Niagara International Capital Limited. Outside of his advisory role, he is involved in property management. The L. Warner Companies serves high-net-worth individuals, trusts, estates, and retirement plans, as well as corporations, non-profits, and other business entities. The firm employs a research-driven investment process led by an internal Chief Investment Officer and analyst team, constructing diversified portfolios with a focus on multi-year horizons and incorporating strategies such as options and third-party manager programs.