The Planning Associates, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$32,199,000
Clients
53
15% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
53
HighAverage account size
$607,528
About
The Planning Associates provides fee‑only, fiduciary financial planning and investment advisory services to individuals and a range of institutional clients, including pension and profit‑sharing plans, trusts, estates, charitable organizations, and business entities. In addition to ongoing asset management, the firm offers project‑based and hourly planning engagements and provides non‑investment services such as tax preparation and business accounting.
The firm follows a long‑term investment philosophy and uses a blend of fundamental, technical, and cyclical analysis to construct and adjust portfolios, exercising discretionary authority to implement recommendations for accounts custodied at Charles Schwab. Clients receive regular reporting and at least quarterly reviews, and the adviser mixes assets‑under‑management services with one‑time and hourly engagements to match client needs.
Noteworthy distinctions include an explicit focus on pension consulting for employer plans, a service less commonly offered by similar independent advisers, and a practice structure in which a CFP‑credentialed principal serves as the sole investment decision‑maker rather than an investment committee. The firm emphasizes a fee‑only compensation model intended to limit external compensation conflicts and combines institutional custody resources with individualized planning services.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
General retirement planning
Income planning
General tax planning
College savings (529s, UTMA, etc.)
Fee options
Varies by service; e.g., Retirement Feasibility Analysis $1,000; Investment Review 0.5% of account balance (min $250); Comprehensive Financial Plan 2.0% of total income (min $1,200); tax preparation starts at $125
$0 - $100,000: 1.4% annually (0.35% per quarter) $100,000 - $500,000: 1.2% annually (0.30% per quarter) $500,000 - $1,000,000: 1.0% annually (0.25% per quarter) $1,000,000+: 0.8% annually (0.20% per quarter)
$250.00 per hour
Account minimum: $50.00 per quarter minimum fee for ongoing investment management services (may be waived) Minimum fee: $50.00 per quarter minimum fee for ongoing investment management services (may be waived) Fee-only: Fee-only basis; does not accept commissions or other compensation
Main office location
The Planning Associates, Inc.
15215 S. 48 Th St., Suite 130
Phoenix AZ 85044, United States
Number of offices
1
Most active in
The Planning Associates, Inc. has reported serving >5 clients in these states in the last 12 months.
Arizona · Indiana
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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