The Wealth Collaborative

The Wealth Collaborative primarily serves individual clients and small employer plans, delivering discretionary investment management, comprehensive financial planning (both project-based and ongoing Wealth Strategy), and retirement plan consulting, along with educational seminars and speaking engagements. As a two-advisor, fee-only firm it reports about $1.4 million in discretionary assets across a small roster of roughly 13 client relationships.

The firm develops individualized investment policies and asset allocation targets based on client goals, risk tolerance, and tax considerations, and typically implements portfolios on a discretionary basis. TWC combines passive portfolio construction with fundamental and cyclical analysis, and it routinely uses Outside Managers and model portfolios (including XYPN Invest models) as part of its implementation options.

Distinctive features include the firm’s active provision of public and group educational seminars—a service relatively uncommon among peers—and its status as a recently founded, boutique practice (established December 2023) with a client base concentrated in non-high-net-worth individuals. The Wealth Collaborative also emphasizes tailored engagement formats, offering both one-time project planning and ongoing wealth strategy relationships and accommodating reasonable client-imposed investment restrictions.