Total Assets Management, Inc.

Total Assets Management, Inc. provides discretionary investment management primarily for individuals, high-net-worth clients, trusts and charitable organizations, tailoring portfolios to clients’ stated objectives and risk tolerances. The firm manages a small, concentrated client base and generally charges percentage-of-assets fees while not participating in wrap fee programs.

The firm follows a long-term, contrarian equity-oriented approach with typical holding periods of three years or more, emphasizing low turnover, preservation of purchasing power, and selection of out-of-favor or regulation-impacted securities; it explicitly excludes crypto and direct commodity futures from its investments. Research inputs include financial filings, issuer interviews and site visits, and portfolios are constructed from individual equities, exchange-traded funds and mutual funds to capture real-asset exposure and durable competitive advantages.

Compared with peers, the firm is unusually small and concentrated—one adviser serving about a dozen clients across two offices—and the principal’s ongoing outside employment and manufacturer-representative activities are disclosed as contributing real-world economic insight. Operationally, the firm typically operates on a discretionary basis, frequently accepts proxy-voting authority, focuses reporting on change from cost basis rather than index-relative metrics, and does not take custody of client assets except to facilitate fee withdrawals.