Transparent Wealth Solutions
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Transparent Wealth Solutions is a registered investment adviser that offers fee‑only financial planning, coaching, and advisory services to individuals and families, covering retirement planning, estate plan review, budgeting, debt management, and investment plan analysis. The firm reported $0 in discretionary and non‑discretionary assets under management as of March 28, 2025.
The firm’s approach emphasizes comprehensive cash‑flow analysis and risk management combined with both fundamental and technical security analysis, and typically implements long‑term, diversified strategies that may include passive index funds or ETFs. Services are billed via flat fees, tiered quarterly plans, or hourly rates rather than percentage‑of‑assets; the firm does not charge performance‑based fees.
Compared with many peers in the investment manager category, the brochure discloses the principal’s affiliation with an unaffiliated real estate brokerage and operation of an online market‑commentary blog, activities outside the advisory engagement. The firm uses a digital custodian and reporting platform (Altruist), does not take custody of client assets, and conducts scheduled reviews (quarterly or weekly) which together create an operational profile that differs from managers focused on pooled or institutional mandates.
Client services
Financial planning
Portfolio management
Newsletters or periodicals
Expertise
General retirement planning
Cash flow / budgeting
Debt management
General estate planning guidance
College savings (529s, UTMA, etc.)
Fee options
Retirement Plan Analysis & Creation: $1,499; Investment Plan Analysis & Creation: $750; ongoing advisory and planning fees billed quarterly with tiers: Tier 1 $75-$125 quarterly, Tier 2 $175-$250 quarterly, Tier 3 $375-$1,875 quarterly
$250 per hour for advisory or planning services
Fee-only: Flat fees for financial planning engagements ranging from $750 to $1,499; ongoing advisory and planning fees billed quarterly in tiers from $75 to $1,875 per quarter; hourly advisory/planning fee of $250/hour
Main office location
Transparent Wealth Solutions
Matawan NJ, United States
Number of offices
1
Most active in
Transparent Wealth Solutions has reported serving >5 clients in these states in the last 12 months.
New Jersey
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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