Turrentine Financial Services LLC

Turrentine Financial Services LLC provides investment management and financial planning to individuals, high‑net‑worth clients, and corporations or other businesses. The firm operates on a fee‑only basis and offers both ongoing and project‑based planning alongside discretionary portfolio management, with asset‑based (percentage‑of‑AUM) advisory fees for managed accounts.

The firm implements asset allocation and Modern Portfolio Theory principles and primarily uses passive investments such as index mutual funds and ETFs, while also applying fundamental analysis and mutual fund/ETF screening when appropriate. Accounts are managed on a discretionary basis with an emphasis on longer‑term holdings, periodic (quarterly) reviews, and the ability for clients to impose reasonable investment restrictions; financial plans are delivered in writing for planning engagements.

A distinctive feature is the firm’s relationship with a family‑run tax preparation business: the adviser has an ongoing role as a tax preparer and the adviser refers clients to that tax practice and also offers tax preparation services to advisory clients, with such services disclosed as separate and potentially conflict‑creating and mitigated through disclosure and client choice. As a small, solo CFP®‑led practice managing under $10 million for a modest client base, the firm also emphasizes integrated planning options (including defined packages for ongoing or project work) that may appeal to clients seeking closer coordination between tax preparation and financial planning.