Twinleaf Financial Advisors
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$11,585,241
This total excludes 6 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
76
0% high-net-worth
Advisors
1
of 3 employees
Firm type
Supported
1-4 advisors or >$200M in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
76
HighAverage account size
$152,437
About
Twinleaf Financial Advisors serves primarily individual clients and provides portfolio management, financial planning, and consulting for employer‑sponsored retirement plans. The firm also offers insurance services and periodic, no‑cost educational seminars and workshops on topics such as student debt management, budgeting, estate planning, and retirement strategies.
The firm’s investment process combines quantitative, fundamental, technical, and economic analysis to identify investments favored by its models and it implements recommendations on a discretionary basis. It advises across ETFs, mutual funds, individual stocks and bonds, alternatives, and REITs, and may engage third‑party money managers and TAMPs while performing ongoing portfolio and risk reviews.
Distinctive features include operation as a solo‑practitioner advisory with the sole registered adviser also serving as chief compliance officer, managing about $11.9 million across 76 clients, a profile consistent with a client base oriented toward non‑high‑net‑worth households. The adviser is a licensed insurance agent who discloses the receipt of commission compensation for insurance sales (a potential conflict of interest) and the firm reports dedicating substantial time to insurance activities (approximately 50 hours/month) and student‑loan analysis (approximately 10 hours/month) in addition to advisory services.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Expertise
Passive / index investing
Wealth management
Debt management
Retirement income strategy
Fee options
One-time financial planning fees typically $100-$1,000
$0.00 - $10,000,000.00: 0.50% $10,000,000.01+: 0.25% $0.00 - $1,000,000.00: 1.00% $1,000,000.01 - $2,000,000.00: 0.75% $2,000,000.01+: 0.50%
Insurance products sold by investment advisor representatives with commission-based compensation, separate and in addition to advisory fees
Negotiable hourly fees for financial planning up to $200-$450 per hour
Ongoing monthly financial planning support fees typically $95-$395 per month
Fee-only: Financial planning hourly fees negotiable up to $200-$450 per hour; one-time fees typically $100-$1,000; monthly fees typically $95-$395 per month
Main office location
Twinleaf Financial Advisors
Winter Park FL, United States
Number of offices
1
Most active in
Twinleaf Financial Advisors has reported serving >5 clients in these states in the last 12 months.
California · Colorado · Florida · Illinois · Maryland · Massachusetts · Michigan · New Hampshire · New Jersey · New York · North Carolina · Ohio · Pennsylvania · Texas · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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