University Wealth Advisors LLC

The firm provides discretionary investment supervisory, advisory, and consulting services to individuals and small business entities, and it also advises on employer-sponsored retirement plans and other held-away accounts. Like many independent advisers, it offers portfolio management and complementary financial planning, project consulting, and educational seminars.

Its investment process uses fundamental analysis to evaluate issuers and constructs diversified portfolios that typically include exchange-listed equities, corporate debt, and U.S. government securities, with an emphasis on long-term, passive allocations implemented under client-specific investment policy statements and discretionary authority. The firm also provides non-discretionary advisement on assets not held at the primary custodian, directing allocations among available plan or custodian investment options.

Distinctive features include an affiliation with an insurance entity and a principal who is a licensed insurance producer and may receive commissions for life, annuity, and other insurance sales—an arrangement the brochure discloses as a potential conflict of interest and states is supervised. The brochure also notes the principal’s concurrent higher-education teaching role and a third-party referral relationship for insurance prospects, and indicates these activities and the firm’s work with employer-plan or institutional-type accounts are less common among peers and are monitored to manage conflicts and client service continuity.