Van Ray Wealth Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$6,174,398
This total excludes 4 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
22
9% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
22
TypicalAverage account size
$280,654
About
Van Ray Wealth Management serves individual and high‑net‑worth clients, as well as retirement plans, corporations and charitable entities, offering portfolio management, comprehensive financial planning, ongoing advising, and retirement‑plan consulting. The firm operates on a small, advisory team model with two advisors and a limited client roster, documenting goals and tailoring written plans before implementing investment strategies.
The firm’s investment approach centers on strategic asset allocation with periodic rebalancing and it offers both discretionary and non‑discretionary management; as of March 24, 2025 it reported roughly $4.13 million in discretionary assets and about $6.10 million in non‑discretionary assets, so the majority of assets are managed non‑discretionarily. Van Ray commonly recommends and monitors third‑party advisers and may enter co‑adviser/sub‑adviser relationships in which the sub‑adviser handles trading, execution, and reporting.
A distinctive aspect of the firm is that one of its owners is a licensed insurance agent and the brochure discloses that the firm evaluates and may recommend insurance products (annuities, life, disability, long‑term care) as part of comprehensive planning, with insurance commissions payable to the agent—an affiliation the firm identifies as a potential conflict of interest. Combined with its heavier reliance on non‑discretionary arrangements and routine use of third‑party sub‑advisers, Van Ray’s service model blends financial planning, retirement‑plan education and insurance distribution in a boutique advisory setting.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Expertise
Cash flow / budgeting
Debt management
College savings (529s, UTMA, etc.)
General estate planning guidance
Retirement income strategy
Fee options
Comprehensive financial planning fixed fees range from $1,000 to $5,000; ongoing financial advising fixed fees $1,000 to $2,400 annually.
$0 - $500,000: 1.00% $500,001 - $3,000,000: 0.75% $3,000,001 - $5,000,000: 0.50% $5,000,001 - $10,000,000: 0.40% $10,000,001+: Negotiable
$200 per hour for financial planning and reviews; negotiable.
Fee-only: Comprehensive financial planning fixed fees range from $1,000 to $5,000; hourly fee $200 per hour; ongoing financial advising fixed fees $1,000 to $2,400 annually.
Main office location
Van Ray Wealth Management
120 West Dayton Street, Suite B 6
Edmonds WA 98020, United States
Number of offices
1
Most active in
Van Ray Wealth Management has reported serving >5 clients in these states in the last 12 months.
Washington
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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