Wave Wealth Planning, LLC

The firm provides discretionary investment management, ongoing comprehensive financial planning on a subscription basis, and limited-scope hourly engagements for individuals, high-net-worth clients, small businesses, and nonprofit/charitable organizations. Engagements typically include establishing an investment policy statement, implementing and monitoring portfolios, and delivering written or electronic financial plans; clients may impose reasonable restrictions on investments.

Its investment approach combines passive index funds with concentrated holdings in individual securities informed by fundamental analysis and a long-term time horizon, a hybrid the brochure terms between passive and active or "Focus Investing." The firm manages accounts on a discretionary basis and maintains an institutional relationship with Altruist for custody, execution, and integrated technology, while acknowledging material risks such as concentration, turnover, and market volatility.

What distinguishes the firm is its explicit work with charitable and other institutional clients — an uncommon service among peers — and the principal’s unpaid role as a board member and chair of the investment committee for a Tennessee nonprofit, which the brochure cites alongside its nonprofit client relationships. The adviser operates on a fee-only basis (not accepting commissions), provides ongoing monitoring and annual plan reviews, and forwards custodial account reporting to clients.