WD Financial Solutions
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$193,326
Clients
3
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
3
LowAverage account size
$64,442
About
Wealth Development Financial Solutions provides personalized financial planning, investment management, retirement plan consulting, and educational seminars to individuals, trusts, estates, charitable organizations, and small businesses. The firm also works directly with corporate plan sponsors and offers pension consulting and ERISA-fiduciary services for qualified employee benefit plans.
The firm’s investment process emphasizes individually tailored investment policies and continuous portfolio monitoring, drawing on a mix of fundamental, technical, charting, and cyclical analysis and employing both passive and active strategies as appropriate. WDFS may use third‑party managers and platform tools to implement model allocations and supports clients with project‑based, hourly, and ongoing subscription financial planning engagements as well as periodic plan reviews and participant education.
Compared with many independent advisers, WDFS’s brochure discloses an unusual emphasis on institutional and pension work combined with public educational seminars and speaking engagements, and the firm also offers estate‑document assistance through a LegalShield arrangement. The firm operates at a modest scale with a small number of client relationships and assets under management, which the brochure suggests results in a more hands‑on, customized engagement model but limited organizational scale relative to peers.
Client services
Financial planning
Portfolio management
Pension consulting
Educational seminars or workshops
Estate planning and business valuations
Expertise
Business exit / sale strategy
College savings (529s, UTMA, etc.)
Retirement withdrawal strategies
Occupation focus
Founder/Business Owner
Fee options
Project-based financial planning fees up to $7,000; Estate planning fees from $1,200 to $2,500; Retirement Plan Consulting flat fees negotiable
$0 - $100,000: 1.25% $100,001 - $500,000: 0.90% $500,001 - $2,000,000: 0.80% $2,000,001+: 0.50% $0 - $3,000,000: 0.80% $3,000,001 - $5,000,000: 0.70% $5,000,001 - $10,000,000: 0.60% $10,000,001 - $15,000,000: 0.50% $15,000,001+: Negotiable
Financial Planning: $200/hour; Retirement Plan Consulting: up to $300/hour
Ongoing Comprehensive Financial Planning monthly fees ranging from $100 to $600 per month, plus upfront fee $360 - $2,160
Account minimum: $25,000 (may be waived) Minimum fee: Minimum quarterly fee of $250 for Investment Management services; minimum fee of $2,500 for each Retirement Plan Consulting assignment Fee-only: Financial Planning fees ranging from $100 to $7,000 depending on service type; hourly rate $200/hour (up to $300/hour for Retirement Plan Consulting)
Main office location
WD Financial Solutions
Owings MD, United States
Number of offices
2
Most active in
WD Financial Solutions has reported serving >5 clients in these states in the last 12 months.
Maryland
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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