Whitespace Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$39,091,572
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
27
37% high-net-worth
Advisors
1
of 3 employees
Firm type
Supported
1-4 advisors or >$200M in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
27
LowAverage account size
$1,447,836
About
Whitespace Financial serves individuals, high‑net‑worth clients, families and employers that sponsor participant‑directed retirement plans. The firm offers private client investment management, 401(k) investment management and ERISA/3(21) consulting, and financial planning.
Portfolios are tailored to client objectives and may include ETFs, individual equities, bonds and derivative strategies such as options and short sales, supported by fundamental, technical and macroeconomic analysis and periodic rebalancing. The firm manages both discretionary accounts and a substantial amount of non‑discretionary, participant‑directed assets (including qualified plans), obtaining client permission before effecting trades in non‑discretionary accounts and conducting at least annual portfolio reviews.
Distinctive features disclosed in the brochure include affiliations with a broker‑dealer (registered representatives and commissionable securities activity through Purshe Kaplan Sterling Investments, Inc.) and licensed insurance activity (advisory personnel may sell insurance products and receive commissions), both of which the firm discloses as potential conflicts of interest. The firm also operates under a custodial and clearing arrangement that routes trades through Pershing with Herold & Lantern as the clearing firm and maintains minimum threshold arrangements that can affect trade placement and cash‑balance management; policies and procedures are described to mitigate these conflicts.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Options & derivatives strategies
Wealth management
Retirement plans for business owners (SEP, solo 401k)
Retirement income strategy
General estate planning guidance
Occupation focus
Executive
Founder/Business Owner
Fee options
Financial planning flat fees generally range from $700 to $7,300
1.75% annually for Private Client Investment Management
Commissionable securities sales made by supervised persons registered with Purshe Kaplan Sterling Investments, Inc.
$335 per hour for financial planning
Account minimum: $300,000 for individuals and $750,000 for families (Private Client Investment Management service); waivable for friends and family referred by existing clients Fee-only: Financial planning charged on hourly or flat fee basis; hourly fee $335; flat fees range $700 to $7,300
Main office location
Whitespace Financial, LLC
425 Page Mill Rd, 2 Nd Floor
Palo Alto CA 94306, United States
Number of offices
2
Most active in
Whitespace Financial, LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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