Woolstone Wealth Management

Woolstone Consulting LLC is a recently formed, fee-only registered investment adviser (registered in 2026) that offers discretionary investment management and financial planning to individuals, high-net-worth clients, and businesses, though its Form ADV reports no clients or assets under management at the time of filing. The firm typically requires a $500,000 account minimum (subject to reduction or waiver) and uses a percentage-of-assets fee schedule for ongoing wealth management.

The firm’s investment process is grounded in modern portfolio theory and may combine passive and active strategies, with discretionary authority to implement asset allocation and security selection consistent with client objectives and risk tolerance. Financial planning is offered either alongside investment management at the client’s election or as a standalone fixed-fee engagement (stated range $5,000–$15,000) that results in a written plan covering cash flow, retirement, tax, estate, and risk-management topics.

Notable operational features include a requirement that client accounts be custodied at Charles Schwab or Altruist and a trading policy that does not aggregate or “block” trades, with executions handled on an individual-account basis rather than pooled order execution. The firm discloses adherence to a formal Code of Ethics and CFP Board standards, and its principal has prior experience at large financial firms, distinguishing its small-team structure and startup status from more established investment managers.