Xpand Investment LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$900,307
Clients
6
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
6
LowAverage account size
$150,051
About
Xpand Investments LLC provides customized investment management, financial planning, and consulting services to individuals, high‑net‑worth clients, and small businesses. Its investment management services are offered on a discretionary basis and cover treasuries, bonds, equities, exchange‑traded funds, derivatives, and real estate investment trusts.
The firm centers client engagements on a written Investment Policy Statement that documents return objectives, risk tolerance, time horizon, liquidity needs, and tax or legal considerations, and uses that IPS to construct a strategic asset allocation and select securities. Portfolios are monitored on an ongoing basis (reviews at least monthly) and clients receive quarterly reporting with rebalancing or IPS adjustments as warranted.
Compared with many small independent advisers, Xpand highlights a structured program of client education and communications: it regularly issues newsletters on economics, market outlook, tax and retirement topics, offers educational courses and seminars (online or on‑site), and publishes online articles. The brochure also notes the firm may publish on third‑party platforms and make educational offerings to external audiences, which can extend its outreach beyond advisory clients.
Client services
Financial planning
Portfolio management
Newsletters or periodicals
Educational seminars or workshops
Expertise
Wealth management
General retirement planning
Fee options
Financial planning flat fee typically ranges from $3,000 to $5,000
$0 - $50,000: 1.50% $50,001 - $100,000: 1.10% $100,001 - $500,000: 0.80% $500,001 - $1,000,000: 0.6% $1,000,001+: 0.4%
Financial planning services at $200 per hour
Minimum fee: Minimum annual asset management fee of $600 may be required Fee-only: Financial planning fees billed hourly at $200/hour or flat fee ranging $3,000-$5,000
Main office location
Xpand Investment LLC
Chula Vista CA, United States
Number of offices
1
Most active in
Xpand Investment LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Discover
Compare top advisor firms by metric, firm size, and location.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")