Zanetti Financial, LLC

Zanetti Financial serves individuals, high‑net‑worth clients, trusts, and retirement‑plan trustees, providing ongoing investment supervisory services, portfolio management, and advice on non‑securities matters. The firm reports roughly $809 million in assets under management for about 1,481 clients and generally charges percentage‑of‑assets fees while recommending Charles Schwab as its primary qualified custodian.

The firm follows a value‑oriented investment approach that emphasizes company fundamentals—balance sheet strength, cash flow, P/E, and dividend yield—and supplements that with an inflation‑protection program that can include energy and commodity exposures, short‑term fixed income, and ETFs. Portfolios are managed discretely with an intent toward long‑term holdings when appropriate, but the adviser may use negatively correlated funds and, occasionally, leveraged or inverse ETFs, may concentrate positions, and reviews accounts at least quarterly.

What is distinctive is the firm’s staffing and scale: a small advisory team manages a large client base and over $800 million in AUM, producing an unusually high client‑to‑advisor ratio and AUM per advisor compared with peers, a dynamic the firm notes as a potential influence on service capacity and key‑person risk. The firm also discloses a limited formal supervision structure and that a senior team member holds part‑time public office duties, factors prospective clients may consider when evaluating operational continuity.