Z
ZZ Planning LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
ZZ Planning LLC provides financial planning and investment management services to individuals, high‑net‑worth clients, and businesses through both ongoing and project‑based engagements, with discretionary portfolio management available. In its most recent ADV filing the firm reported being newly formed and having no assets under management or active advisory clients.
The firm bases portfolio construction on Modern Portfolio Theory, using a mix of passive and active funds and offering customization such as socially responsible investing or cryptocurrency exposure when requested, with asset allocation guided by client risk tolerance and long‑term goals. ZZ Planning uses flat and hourly fee arrangements rather than percentage‑of‑AUM billing and includes investment management for clients in ongoing planning engagements, a fee model that differs from many investment managers.
Distinctive operational features include a fee‑only structure, a principal who holds both a law degree and CFP® certification, and reliance on an institutional custodian platform for execution and custody while foregoing block trading. Those characteristics — a small, recently registered adviser with an atypical billing approach and the capability to tailor portfolios for values‑based or crypto exposures — set it apart from many peers in the investment‑manager category.
Client services
Financial planning
Portfolio management
Expertise
Business sale tax planning
Business ownership considerations
Retirement withdrawal strategies
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Occupation focus
Founder/Business Owner
Fee options
Ongoing Financial Planning annual flat fee: $4,800 for individuals, $6,000 for couples
$350/hour for Project-Based Financial Planning services
Fee-only: Ongoing Financial Planning annual flat fee: $4,800 for individuals, $6,000 for couples; Project-Based Financial Planning hourly fee: $350/hour (fees are negotiable)
Main office location
ZZ Planning LLC
New York NY, United States
Number of offices
1
Most active in
ZZ Planning LLC has reported serving >5 clients in these states in the last 12 months.
New York
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Discover
Compare top advisor firms by metric, firm size, and location.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")