Julie Smith

Brett Davis is a Series 65-licensed financial advisor with Reliable Municipal Advisors, LLC, bringing 10 years of industry experience. He has practiced law since 1996, currently operating as an attorney-at-law alongside his advisory role. Davis maintains an active legal practice separate from his investment advisory work. Reliable Municipal Advisors is a state-registered investment adviser serving tax-exempt issuers, institutional and business clients, as well as individuals and small businesses. The firm combines legal and advisory services, offering bond transaction advice, financial planning, and non-discretionary portfolio management.

Anthony Davis is a Series 65-licensed financial advisor with Reliable Municipal Advisors, LLC, where he has worked since 2015. He has 10 years of experience in investment management and over 30 years of experience as an attorney through his Davis Law Office practice. In addition to his advisory work, he is active as a real estate agent with RE/MAX Legacy. Reliable Municipal Advisors serves tax-exempt issuers, institutional and business clients, including charities and municipal borrowers, while also providing financial planning and portfolio management for individuals and small businesses. The firm combines legal and advisory services, offering transaction-level bond advisory alongside non-discretionary portfolio management, and maintains a small team focused on customized, non-performance-based fee arrangements.

Matthew Day is a CFP® with 20 years of experience in the financial services industry. He is currently with Truist Advisory Services and has previously worked at LPL Financial, Citizens Wealth Management, and BB&T Investments. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of discretionary and non-discretionary investment solutions, combining model portfolios, third-party managers, and advisor-led asset allocation.

Michael Caudill is a CFP® professional with nine years of industry experience, currently serving at Cambridge Investment Research Advisors since 2017. His prior experience includes a year at LPL Financial LLC and ten years at Citizens National Bank. Outside of his advisory role, he is an author of the "Show Me My Money Guide." Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations through a large network of independent financial professionals. The firm offers financial planning, discretionary and non-discretionary portfolio management, and utilizes various account platforms and third-party strategists to deliver investment advice.

Jeffery Hensley is a financial advisor at Edward Jones in Pikeville, KY, holding Series 63 and Series 66 designations with 22 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Sarah Hyden is a financial advisor with Edward Jones in Prestonsburg, KY, holding a Series 66 designation and eight years of industry experience. She was previously with Steptoe & Johnson PLLC before joining Edward Jones in 2017. Hyden serves on the boards of the Big Sandy Community & Technical College Foundation and the United Way of Eastern Kentucky, contributing to scholarship fundraising and charitable event coordination. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages over $1 trillion in assets through a large network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.