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Michael Caudill

Advisor at Cambridge Investment Research Advisors

Updated today

Location

Paintsville, KY 41240

Credentials

CFP®, Series 66

Industry experience

9 years

About

Michael Caudill is a CFP® professional with nine years of industry experience, currently serving at Cambridge Investment Research Advisors since 2017. His prior experience includes a year at LPL Financial LLC and ten years at Citizens National Bank. Outside of his advisory role, he is an author of the "Show Me My Money Guide." Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations through a large network of independent financial professionals. The firm offers financial planning, discretionary and non-discretionary portfolio management, and utilizes various account platforms and third-party strategists to deliver investment advice.

Client services

Based on Cambridge Investment Research Advisors

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops Market timing

Expertise

Based on Cambridge Investment Research Advisors

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Annuities

Occupation focus

Based on Cambridge Investment Research Advisors

Retired Founder/Business Owner Executive

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Fee options

Fixed

Financial Planning and Consulting flat fees generally do not exceed $25,000; Financial Wellness flat fee agreements also offered; Retirement Plan Advisory flat fees negotiated

Percentage

$0 - $100,000: up to 1.50% $100,000 - $250,000: up to 1.25% $250,000+: up to 1.00%

Commissions

Financial Professionals may receive commissions in their capacity as Registered Representatives for securities and insurance products

Project-based

Financial Planning and Consulting hourly fees generally do not exceed $500/hour; Retirement Plan Advisory and Consulting Services up to $500/hour

Other

Account minimum: $25,000 Minimum fee: Setup fee generally the lesser of 1% of assets under management or $1,000; combined setup fee and advisory fee not to exceed 3% of AUM; service fee up to $300 Fee-only: Financial Planning and Consulting fees include flat fees up to $25,000, hourly fees generally not exceeding $500/hour, asset-based fees for investment consulting

Location

789 N. Us Highway 23

Paintsville, KY 41240

Most active in

Kentucky · Texas

Work history

Cambridge Investment Research Advisors

2017 - Present (9 years)

Cambridge Investment Research, Inc.

2017 - Present (9 years)

LPL Finanical LLC

2016 - 2017 (1 year)

Citizens National Bank

2007 - 2017 (10 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Julie S

Series 66

Prestonsburg, KY

Edward Jones

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Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive

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Prestonsburg, KY

Edward Jones

Sarah Hyden is a financial advisor with Edward Jones in Prestonsburg, KY, holding a Series 66 designation and eight years of industry experience. She was previously with Steptoe & Johnson PLLC before joining Edward Jones in 2017. Hyden serves on the boards of the Big Sandy Community & Technical College Foundation and the United Way of Eastern Kentucky, contributing to scholarship fundraising and charitable event coordination. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages over $1 trillion in assets through a large network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Divorce financial planning Business ownership considerations Retirement income strategy Wealth management General estate planning guidance Founder/Business Owner
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Byron A

Series 66

Prestonsburg, KY

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Byron Akers is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. He previously worked at Ameriprise for eight years and Edward Jones for seven years. Akers serves as a board member for the Allen Fire Protection Tax District, a nonprofit organization. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment delivery options supported by an in-house research team and accommodates both advisory and brokerage needs through its extensive network of investment adviser representatives.

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Tax-loss harvesting Founder/Business Owner Retired

Kisha B

Series 66

Paintsville, KY

Edward Jones

Kisha Burchett is a financial advisor at Edward Jones in Paintsville, KY, holding a Series 66 designation with eight years of industry experience. She has been with Edward Jones since 2016 and has prior work experience at Morehead State University in both the College of Business and Technology and the Camden Carroll Library. Outside of her advisory role, she is a co-owner of a residential rental property where she is involved in tenant screening and selection. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Retirement income strategy Early retirement planning Retirement plans for business owners (SEP, solo 401k) Stock option exercise strategy Retired Founder/Business Owner Executive
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Gregory D

Series 66

Paintsville, KY

Ameriprise

Gregory Dempsey is a financial advisor at Ameriprise with two years of industry experience. He holds the Series 66 designation and has previously worked at Edward Jones, First Guard Fence Company, Amwins, Community Trust & Investment Company, and Peoples Insurance Agency. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored recommendations, with an emphasis on assets held in Ameriprise Managed Accounts.

Retirement income strategy Income planning Social Security optimization Retirement withdrawal strategies Approaching retirement
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